Did you give out personal information?

What will happen if you accidentally disclosed personal information on an email that you thought was legitimate but now you know it was a phishing scam?  Will you become a victim of identity theft?

The best thing to remember is “you are NOT alone”.  Phishers are becoming progressively more sophisticated and manage to get many people to disclose information such as credit card numbers, passwords, and social security numbers.

Key steps you should do right away:

  • Notify your bank(s).  Ask them to flag your account and contact you regarding any unusual activity.
  • Change ALL passwords.  Be sure to tell the companies that maintain your compromised user ID account that you have given your password to a phishing site and make sure there is no irregular activity on your account(s).
  • Report the theft to the three major credit-reporting agencies (Experian, Equifax and TransUnion Corporation).  Request that they place a fraud alert and a victim’s statement in your file.  You should also receive a free copy of your credit report to check if any accounts were opened without your consent.
  • Document the names and phone numbers of everyone you speak to regarding the incident.  This way you can follow-up on your phone calls.  Also it doesn’t hurt to send them letters and keep all correspondence with the companies.

For more information on identity theft visit http://www.ag.state.nd.us/cpat/idtheft/idtheft.htm or http://www.ftc.gov/bcp/edu/microsites/idtheft/

 

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